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Tell me something: What’s wrong with a country that thinks government ran health care is a good thing?

May 24, 2013 in Health insurance

What is wrong with a country that thinks the government has the right to tell you what you will purchase? What is wrong with a country that believes the government has the right to force employers to provide people with every one of their needs? What is wrong with a country that thinks the government who cannot even run a post office efficiently should be in charge of health care? What is wrong with a country that believes that the goverment ( who declines more medical procedures than any insurance company) should be deciding who gets services and who does not?

Interesting Stuff:

Health Insurance Today - Text and Workbook Package: A Practical Approach, 4eHealth Insurance Today - Text and Workbook Package: A Practical Approach, 4eThis money-saving package includes the 4th edition of Health Insurance Today Textbook and Workbook.
Health Insurance: Navigating Traps & GapsHealth Insurance: Navigating Traps & GapsIn this volatile time, healthcare coverage has become entirely too complex and expensive. Understanding the issues is more important than ever. Lack of good health coverage protection can be financially and emotionally devastating. This book will help you avoid costly traps and gaps.
Health InsuranceHealth InsuranceThis book provides a thorough overview of health insurance in the United States, with an emphasis on private insurance. Topics covered include: The hi... Read More >

Can someone tell me a play by play or something on what happened on the grey’s anatomy season 5 premier?

May 16, 2013 in Insurance jobs and educations

So I missed it and there are no helpful posts on the internet. Could someone tell me pretty much all I need to know?

Interesting Stuff:

Work and Disability: Issues and Strategies in Career Development and Job Placement...presents the latest theories cocepts issues & practices related to the career development of people with disabilities...
How to Land a Top-Paying Insurance, Claims Adjuster, Appraisal Manager Job: Your Complete Guide to Opportunities, Resumes and Cover Letters, ... What to Expect From Recruiters and More!How to Land a Top-Paying Insurance, Claims Adjuster, Appraisal Manager Job: Your Complete Guide to Opportunities, Resumes and Cover Letters, ... What to Expect From Recruiters and More!For the first time, a book exists that compiles all the information candidates need to apply for their first Insurance, Claims Adjuster, Appraisal Man... Read More >
Tactical Management In The Secular Bear Market: How Tactical Management And Market Phases Can Help Manage Risk And Make Money In The Secular Bear Market.Tactical Management In The Secular Bear Market: How Tactical Management And Market Phases Can Help Manage Risk And Make Money In The Secular Bear Market.

Tactical Management in the Secular Bear Market examines the following points:

. The big picture of the mark... Read More >

Can the insurance companies see something that’s not on my driving record?

October 27, 2012 in General

About 3 years ago I got into a small accident in a parking lot. A police report was filed and she made an insurance claim (totally illegitimately though). The accident is not on my driving record and I don’t even remember the date it happened anymore. Should I include this on an insurance quote, or should I leave it off with the chances they won’t dig it up. I can’t really provide them accurate information as to when it was.

Interesting Stuff:

General, Organic, and Biochemistry: An Applied ApproachGeneral, Organic, and Biochemistry: An Applied ApproachFocusing on key topics important in allied health and nursing careers, this engaging book is ideal for readers who have had no prior exposure to chemi... Read More >
General Organic and Biological ChemistryGeneral Organic and Biological ChemistryThis general, organic, and biochemistry text has been written for students preparing for careers in health-related fields such as nursing, dental hygi... Read More >
General, Organic, and Biological ChemistryGeneral, Organic, and Biological ChemistrySucceed in chemistry with GENERAL, ORGANIC, AND BIOLOGICAL CHEMISTRY'S clear explanations, engaging visual support, and easy usability. Ideal for alli... Read More >

Can I talk to my auto insurance company about whether or not to claim something?

October 20, 2012 in Insurance Claims and Procedures

I hit a concrete dumpster enclosure. No damage to concrete, but one estimate put the damage to my car at $1700. My deductible is $500. Can I call my insurance company and talk about whether or not I should claim it? Will my premiums go up significantly?

Interesting Stuff:

Siu 101: Special Investigation Units : Guidelines, Formats, Procedures, Forms, and Philosophy for Investigators and AdjustersSiu 101: Special Investigation Units : Guidelines, Formats, Procedures, Forms, and Philosophy for Investigators and Adjusters• Edit date: 1994 • Publisher: PSI Publications • ISBN: 1-884230-03-2 • Author: Bill Kizarek & Scott Finger • Preface/Forward: Both Authors • No. Pages: 176
Bureaucratic Justice: Managing Social Security Disability ClaimsBureaucratic Justice: Managing Social Security Disability Claims"Mashaw has taken . . . the Social Security Administration's handling of disability claims . . . and from it has drawn, not only a microsopic account ... Read More >

Can someone claim on your home insurance if something hit there house during a huricane?

September 30, 2012 in Insurance Claims and Procedures

My carport took off during huricane Gustave and hit the bottom left side of our neigbors house doing little damage. This was told to me yesterday 11/7/08 my neigbor and said he was claiming it on my insurance!

Interesting Stuff:

Siu 101: Special Investigation Units : Guidelines, Formats, Procedures, Forms, and Philosophy for Investigators and AdjustersSiu 101: Special Investigation Units : Guidelines, Formats, Procedures, Forms, and Philosophy for Investigators and Adjusters• Edit date: 1994 • Publisher: PSI Publications • ISBN: 1-884230-03-2 • Author: Bill Kizarek & Scott Finger • Preface/Forward: Both Authors • No. Pages: 176
Bureaucratic Justice: Managing Social Security Disability ClaimsBureaucratic Justice: Managing Social Security Disability Claims"Mashaw has taken . . . the Social Security Administration's handling of disability claims . . . and from it has drawn, not only a microsopic account ... Read More >

So I have a warrant for something stupid and need some legal advice.?

September 24, 2012 in Insurance jobs and educations

Last year I got a parking ticket, no insurance ticket, and no license ticket in one go, I had a legal driving permit at the time. I went to the courthouse with my proof of insurance, and my permit, to prove I was a legal driver. The bailiff refused to accept my warrant to show to the judge and the judge refused to deal with any of the tickets until I had a valid Drivers license. He requested I take the road test, get my license and come back. He extended my court date for 2 weeks, during those two weeks I tried to find a car to take the test in but couldn’t. I told him this and he extended it again. After returning with no license he said I had one more chance but by that time I was living over two hours away from the town I got the ticket in, I was watching my child full time and was not in contact with any family or friends. I didn’t have the money to pay the fines because I was supporting my child with all my money.

How do I find out if my boyfriend is lieing about something?

September 13, 2012 in Insurance jobs and educations

Today he told me a different story about his job now he tells me that he is take a class to get his license to sell life insurance everyday something is different about his job

Interesting Stuff:

Work and Disability: Issues and Strategies in Career Development and Job Placement...presents the latest theories cocepts issues & practices related to the career development of people with disabilities...
How to Land a Top-Paying Insurance, Claims Adjuster, Appraisal Manager Job: Your Complete Guide to Opportunities, Resumes and Cover Letters, ... What to Expect From Recruiters and More!How to Land a Top-Paying Insurance, Claims Adjuster, Appraisal Manager Job: Your Complete Guide to Opportunities, Resumes and Cover Letters, ... What to Expect From Recruiters and More!For the first time, a book exists that compiles all the information candidates need to apply for their first Insurance, Claims Adjuster, Appraisal Man... Read More >
Tactical Management In The Secular Bear Market: How Tactical Management And Market Phases Can Help Manage Risk And Make Money In The Secular Bear Market.Tactical Management In The Secular Bear Market: How Tactical Management And Market Phases Can Help Manage Risk And Make Money In The Secular Bear Market.

Tactical Management in the Secular Bear Market examines the following points:

. The big picture of the mark... Read More >

Insurance fraud or something like it?

August 14, 2012 in Insurance jobs and educations

We were paying for health insurance (blue cross & blue shield CareFirst PPO) through my husband’s job every two weeks for over a year until he quit on August 26th. But every time he or my son went to the doctor, they were coming back as ineligible. Upon calling the insurance company, I found out that no one on our policy had been eligible since March of 2008! This is also the time that his company went through an HR problem where they had no HR dept. at all for quite a few months. The lady at the insurance company said that someone from his job had gone in and adjusted our policy on September 3rd so that it shows no lapse in coverage. There should BE no policy; my husband quit on August 26th. The lady also said the policy is still active and covering our family. If someone went in and adjusted the policy, why didn’t they put the termination in?? We would like to get back the money paid into this since March, which is about $1200.00. The lady from the insurance company said that since the adjustment was made, all the denied claims will be paid. We would rather have the money and pay the bills off a little at a time, since the reason he quit is that we got evicted because the company cut everyone’s hours so badly and we have NO money. Is there a scenario where we can still get the money and was this legal of them in the first place?

Something is Terribly Wrong with this Country…

July 24, 2012 in General

First, I would like to say that this blog is being posted at my own free will and that it reflects no opinions, stand points or views of Laythrom Media and/or any of their employees, volunteers or crew members as individuals or as a whole. This is my opinion, this contains my thoughts, my feelings and my own confusion.

I look around at my life, my family, my friends and my country and notice [more and more] that there is something terribly wrong with this county, the politics involved and the way that some are being dictated to live their life. This blog post will probably offend people [consider this your forewarning] and although I am aware of this, I feel that people should take a good, long and hard look and stop making excuses. I will share some background information with you [the reader] so that you can understand some of where I am coming from.

Jobs: I need something else. What can I do with a BA in psy and a series 7?

July 17, 2012 in Insurance jobs and educations

I have a bachelors in Psychology, and a Series 7 & 63 license (that’s stockbroker licenses). I want a REAL job – I feel like I’m still a kid. I’m almost 30 and I feel like I don’t have a REAL job. I want health insurance, and retirement, and security. I want a 9-5…or any other hours with definite quitting time. I want 40K a year. I want something where I work hard but the work isn’t back breaking or has deadlines or too much stress. I want something where I come in, do my job, and go home. I want some excitement. I want some danger, something important, something rescue related maybe. And I want to get OUT of New York. I’m not excited about my job or my life anymore. I want a job where I describe it to someone and they say “That’s AWESOME!” I want security. Something not too tedious. Maybe like changing the light-bulbs on radio towers etc.
Someone tell me – what should I do, and what CAN I do?
If I could teach hang-gliding, or scuba, or skiing, or be a guide for hiking or biking AND make decent MONEY doing it, I’d be off like a shot!
Seriously – ANYTHING! ANY ideas will do.

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