by The Broker
November 23, 2012 in General
Card com credit debt en language site
So tired that I typed ‘card com credit debt en language site’
Credit card debt can really disturb the peace of your mind. You keep hearing stories about people who run a debt on their credit card debt. Some of these stories are serious and some others are amusing. Here’s an amusing one:
by The Broker
October 7, 2012 in Insurance jobs and educations
I am backing out of a refinace. Good faith estimate started at $6,500 now we are at $10,000+. I know I have to pay for appraisal $450. What else. Not the underwriter I hope.
Please put how come you know your info. Thank you.
I know why the closing fees are higher. They didn,t caculate this month payment and a few other things. The loan it’s self also bothers me.
by The Broker
October 1, 2012 in Insurance jobs and educations
I’ve asked this and got no response, so I will try it again. Can anyone tell me how long the underwriter takes to go over my file in a refinance? What is the next step after that, and is it ok to call them daily to find out what’s going on. I appreciate every answer
by The Broker
August 13, 2012 in Insurance jobs and educations
I’m almost finished refinancing (thank God) and it is now in the hands of the underwriter. Can someone please tell me what an underwriter does and how long a process it is. I would appreciate any answer, this has been a long process, and I’m ready for it to be over. Thank you to anyone willing to take the time to answer
by The Broker
July 6, 2012 in Insurance jobs and educations
I was told that my rate has gone up from 3.875 to 4.25% because the underwriter decided to lower the apprasial of my house from 85k to 80k, and was explained that it creates more risk for the loan. It just doesn’t make sense to me. The rate 3.875% had been locked-in; however I believe the loan officer is not doing his job promptly and had to extent the lock-in rate (if that can be done). I do not know whether it was done as his next update was the rate has gone up due to the underwriter decision. I don’t believe $5000 difference of a house would cost a increase in the loan rate. I think the rate is a result of the market rate going up. I am considering to rescind it.
by The Broker
June 6, 2012 in Banking insurance
We bought a title insurance when we first got our home loan. We are now refinancing with another bank and they are requiring us to get a new title insurance. Is this right?
by The Broker
April 15, 2012 in Insurance jobs and educations
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by The Broker
March 29, 2012 in Insurance jobs and educations
We are currently trying to refi and our current monthly payment is $2400, if we can refi our projected monthly payment will be $1950, both of these number include taxes and insurance.
Do they use gross income or net?
by The Broker
March 2, 2012 in Insurance jobs and educations
company will lose money. I have had my loan two years
by The Broker
February 1, 2012 in Banking insurance
I am tring to refinance my auto loan , but the only place that I came across is StateFarm. Are there any other places that I can look into?
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