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Covering Your Personal Property

April 11, 2014 in General

Most people love their home, but what makes it far more valuable than the

walls and roof are the things that fill it. Your personal property is special to

you, things that you have gathered over many years and selected to suit

your personal taste. Making certain you have enough coverage for these

things should be a top priority when it comes to homeowner’s insurance.

Here’s how to be sure your personal property is protected.


How Personal Property Coverage Is Determined

Most insurance companies use a percentage of the value of the home to

Unoccupied Property Insurance

January 6, 2014 in General

As the owner , you may well have protected your assets unoccupied property insurance and your own personal financial interests , by unoccupied commercial property insurance subscribing to leave adequate property insurance . Usually , it provides the same coverage in addition to its fixtures, fittings and contents of the building. You may also be an important unoccupied property insurance you provide liability insurance protection.

What’s A Valuable Property Rider?

November 27, 2013 in General

iStock_000003373833XSmallIt’s always important to know what exactly your insurance covers, whether that is health, auto, life, home or renter’s insurance. In the case of those last two types of insurance, if your policy doesn’t cover everything you want it to, you may need to get a rider to protect yourself against the loss of certain high-value goods.

What’s a rider?
A rider is a separate policy that is essentially tacked on to your existing insurance policy to account items that won’t be covered by the core plan.

What kinds of things does a valuable property rider usually cover?
Typical items covered by valuable property riders include:

What is Intellectual Property Insurance?

November 20, 2013 in General

As the Global Economy continues to shift from a manufacturing-based economy to an information-based economy, the role of Intellectual Property (IP) has become increasingly important within the operational structures of big and small businesses across America, and beyond. However, many businesses are relatively inexperienced when it comes to Intellectual Property Coverage and the legal issues that surround it. The same can be said for Insurance agents, who have been slow to develop policies in light of emerging IT-related risks. Insurance policy

How to Sell Property Insurance

October 7, 2013 in General


Selling insurance can be a very lucrative field, with the average income in excess of $60,000 per year according to Simply Hired. It’s one of the few jobs with a professional-level income available to people without a college degree. Property insurance is one species of insurance sales, with its own licensing requirements and best practices for success…Readmore

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Hospitality Industry Property Risks: Washington Restaurant Destroyed By Fire Caused By Cleaning Towels Left In Dryer “Spontaneously Combusting”

August 11, 2013 in General

Restaurant Cleaning Towel Combustion Fires“…It was the second restaurant fire in Olympia in two years caused by towels in the dryer, and the fifth in five years to other businesses including hair salons…the cleaning towels that were left inside the dryer smolder for hours and then spontaneously combust.  The greases and oils used in the cleaning process apparently don’t all get washed out…”

Investigators have determined a fire that destroyed the Oyster House restaurant in Olympia started in the dryer, when cleaning towels spontaneously combusted. Now, they’re sending out a warning to all restaurants, hair salons, and even bowling alleys where towels are used to clean things and then washed and tossed in the dryer.

Basic Income Guaranteed and Property Ownership

July 3, 2013 in General

Basic Income Guaranteed is particularly focused on those situations where a person is not in a position to have sufficient income to be able to participate as an equal within society through spending, purchasing, ensuring the basic needs required for a human to exist. There are conditions where a Basic Income Guaranteed is not required meaning that those that have = do not qualify for a Basic Income Guaranteed which is destined to ensure that there is enough income available to support those when in trouble, or when society is not yet able to produce sufficient jobs.

Hospitality Industry Property Risks: Florida Motel Sprinkler System Malfunctions With Water Flooding Rooms, Hallways And Lobby

June 15, 2013 in General

“…a water restoration company said it brought an infrared camera that detects moisture and found water damage in several rooms, the lobby and Hotel Water Damagehallways on the first and second floors…Officials said the hotel had to cut off power because all the water became an electrical hazard…”

A sprinkler system malfunctioned at the Crestwood Suites Extended Stay motel on University Boulevard in East Orange County, Orange County Fire Rescue said.
The incident happened at about 8:30 a.m. Thursday.

“It was like a flood coming down. You looked into the lobby from the doors and it was like rain pouring through the ceiling,” said motel guest Andrea Paul.

Get reliable insurance quotes for property with a leading company

June 6, 2013 in General

In today’s world it has become the most basic necessity to take the assistance of the different insurance agencies in order to protect your home, business, families and so on in future. These companies design insurance plans by the highly skill experts in order to meet the needs and requirements of their clients. I was looking for the best service provider that might offer me the insurance plans that meet all my needs. One of my close ones told me about the services offered by them and suggest me to take the assistance of the leading insurance agency naming “Imperial Insurance Agency” that offer excellent insurance policies for helping their clients at the lowest affordable rates.

Hospitality Industry Property Risks: California Hotel Exterior Facade Collapses Damaging Electrical System And Sprinklers, Flooding Three Floors

May 12, 2013 in General

Hotel Property Damage“…the façade tore down sprinkler lines, sending water rushing into some of the rooms. Three floors flooded, damaging the electrical system. Officials say city engineers will be evaluating the building’s structural integrity…”

Work crews will be busy Friday cleaning up the damage left behind after part of a local hotel building collapses. Some guests at the Hampton Inn on Greenwood Street were evacuated overnight, after the hotel’s facade suddenly collapsed.

Pieces littered the ground with debris, making a mess on the north side of the building. People staying at the hotel said they heard a loud noise, grabbed their stuff and got out.

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