April 11, 2014 in General
Most people love their home, but what makes it far more valuable than the
walls and roof are the things that fill it. Your personal property is special to
you, things that you have gathered over many years and selected to suit
your personal taste. Making certain you have enough coverage for these
things should be a top priority when it comes to homeowner’s insurance.
Here’s how to be sure your personal property is protected.
How Personal Property Coverage Is Determined
Most insurance companies use a percentage of the value of the home to
January 6, 2014 in General
As the owner , you may well have protected your assets unoccupied property insurance and your own personal financial interests , by unoccupied commercial property insurance subscribing to leave adequate property insurance . Usually , it provides the same coverage in addition to its fixtures, fittings and contents of the building. You may also be an important unoccupied property insurance you provide liability insurance protection.
November 27, 2013 in General
It’s always important to know what exactly your insurance covers, whether that is health, auto, life, home or renter’s insurance. In the case of those last two types of insurance, if your policy doesn’t cover everything you want it to, you may need to get a rider to protect yourself against the loss of certain high-value goods.
What’s a rider?
A rider is a separate policy that is essentially tacked on to your existing insurance policy to account items that won’t be covered by the core plan.
What kinds of things does a valuable property rider usually cover?
Typical items covered by valuable property riders include:
November 20, 2013 in General
As the Global Economy continues to shift from a manufacturing-based economy to an information-based economy, the role of Intellectual Property (IP) has become increasingly important within the operational structures of big and small businesses across America, and beyond. However, many businesses are relatively inexperienced when it comes to Intellectual Property Coverage and the legal issues that surround it. The same can be said for Insurance agents, who have been slow to develop policies in light of emerging IT-related risks.
October 7, 2013 in General
Selling insurance can be a very lucrative field, with the average income in excess of $60,000 per year according to Simply Hired. It’s one of the few jobs with a professional-level income available to people without a college degree. Property insurance is one species of insurance sales, with its own licensing requirements and best practices for success…Readmore
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August 11, 2013 in General
“…It was the second restaurant fire in Olympia in two years caused by towels in the dryer, and the fifth in five years to other businesses including hair salons…the cleaning towels that were left inside the dryer smolder for hours and then spontaneously combust. The greases and oils used in the cleaning process apparently don’t all get washed out…”
Investigators have determined a fire that destroyed the Oyster House restaurant in Olympia started in the dryer, when cleaning towels spontaneously combusted. Now, they’re sending out a warning to all restaurants, hair salons, and even bowling alleys where towels are used to clean things and then washed and tossed in the dryer.
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Hospitality Industry Property Risks: Washington Restaurant Destroyed By Fire Caused By Cleaning Towels Left In Dryer “Spontaneously Combusting”
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