Group health plans and liability, no-fault and worker’s compensation insurers should confirm they are properly coordinating benefits with Medicare Advantage organizations (MAOs) to avoid a private cause of action for double damages to recover amounts under the Medicare Secondary Payer Act (MSP Act) in light of the U.S. Supreme Court’s denial of certiorari on an appeal of the Third Circuit’s decision in In Re Avandia Marketing Sales Practices GlaxoSmithKline LLC v. Human Medical Plans, Inc. (Glaxo). The Supreme Court’s decision denying certiorari reported here lets stand a Third Circuit decision that the private right of action provision in the MSP Act, set forth at 42 U.S.C. 1395y(b)(3), gives Humana a private cause of action as a primary plan against GSK to recover the double damage award.
I am interested in opening up my home to teen moms providing transportation and child care while they finish school or go to a job. I will also provide services for couseling and pantry items for the babies. Can anyone in Texas direct me in the right direction?
With the new requirement that the employer pay 65% of the COBRA premium for 9 months, most business will not be able to afford to offer insurance. We are reducing our policy to a POS plan that cost almost nothing, then we will cancel that after 9 months. We will not offer coverage in 2010, and likely never will again.
What about your business with less than 15 employees? Is insurance a thing of the past for small business now?
I am having trouble figuring out the advantages vs. disadvantages of each. The GUL has a guarantee of at least 4% return each year. The variable has a bunch of portfolios, that given the market, are not there.
archapple.com Arch Apple Financial & Insurance offers Anthem group and individual health insurance plans in Garden Grove, CA. We spend time with individual/family and senior clients and build long term relationships instead of the quick sale. We get our new clients through advertising and referrals from existing clients. We offer Medicare for seniors, life, disability, dental,vision insurance. The financial services we offer include investments for retirement, tax deferral plans, 529 plans and living trusts. Please see our website at archapple.com and contact us for more information or to set up a consultation with Jay Baldauf, our Insurance Specialist.