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BrokerBid.com Short Explanation

July 10, 2012 in Insurance jobs and educations


BrokerBid.com connects commercial insurance agents with the correct underwriters at all available insurance companies in order to facilitate business. The service is free to commercial insurance agencies and will be offered at no cost to insurance carriers until July 2011. BrokerBid.com delivers an agents’ risk directly to a P&C insurance carrier’s underwriter based on carrier appetite, insurance product, and agency appointment. Simple in theory, yes, but in practice this process is quite an accomplishment when one takes into account the dynamics of the commercial insurance industry. BrokerBid.com has made the entire process seamless and simple.

Explanation for Insurance quote in Oregon?

June 9, 2012 in General

Hi folks,
I just moved to Oregon from CA. I got a quote from State Farm which suits my need. I just got a quote from an agent. She mentioned something like this in the quote. I have me and my wife as drivers.

“Automobile liability with W/P $25000″ 50/100/50. I mean to ask what does “W/P $25000″ mean?

Is it mandatory to have PIP in Oregon?

Thanks for your help.

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3/28/10 longer version of Huckabee’s explanation on why pre-existing conditions, schemes won’t work

June 5, 2012 in Fire insurance


This is the longer version of Huckabees explanation of why pre-existing conditions (it’s like being able to buy fire insurance after your house burned down) and other schemes in ObamaCare won’t work. Third grade math is more complicated than the logic of why it will send health insurance premiums through the roof but that’s waaay to complicated for liberals. I’m betting premiums will at least triple within five years and then the dems will blame it on those evil insurance companies again and insist we have to go to single payer. Here are some facts: Insurance premiums increase an average of 25% per year since Massachusetts implemented universal health care www.youtube.com . According to the Boston Globe, they now have the highest premiums in the world. Canada has single payer and out of 20 countries they rank last in value for their health care dollar www.youtube.com . England has single payer. Survival for breast cancer is 79% compared to 90% in the US Do the math and it would mean an extra 24000 deaths per year in the US in just breast cancer alone. Medicare turns down claims two to three times as much as insurance companies do. Insurance companies have an average profit margin of 2.2%. Thats what the dems call evil www.youtube.com . Docs lose money on Medicare and Medicaid www.youtube.com www.youtube.com . People that pay insurance make up the difference in higher premiums. Now well be making up the difference for a lot more like paying for someone elses kid until age

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Indexed Universal Life Insurance (1 Min. Explanation)

April 2, 2012 in General


Visit www.annuitycampus.com-1.800.643.7544. Indexed Universal Life Insurance has many benefits and features. TheAnnuityCampus.com Team, are experts in all annuities and life insurance and we can help you find the best annuity policy to fit Your Needs and not the needs of the insurance company. 1-800-643-7544

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Explanation Video For The Rest Of Us

December 19, 2011 in Business insurance

Tens Of Thousands Of “local” Businesses – Lawyers, Dentists, Auto-insurance Agents And More – Need Pro-grade Video Content. Now They Can Afford It. Fast Forward Stories® Is A Turnkey Solution For Fortune-class Explanation Videos At A Low Monthly Rate.
Explanation Video For The Rest Of Us

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Liquid Dentist Explanation by Dr. Horowitz

March 17, 2011 in Personal Insurances


Stops tooth decay and gum disease fast or your money back! Trash your toothpastes: you’ll never want to use them again! Stop poisoning yourself and nature buying chemical mouthwashes Liquid dentist energetically zaps the varmints that cause oral diseases, then helps your own body repair your teeth and gums most naturally. Liquid dentist not only stops decay causing acid from rotting your teeth, but also smites the germs destroying your teeth and gums. Now you can reverse tooth decay and arrest gum disease with some simple self-care and one amazing new product–liquid dentist–a super hero for your mouth (and whole body) made with all natural ingredients. What a miracle! Liquid dentist works simply, naturally and effectively by sending liquid oxygen deep within your teeth and gums. This amazing liquid energetically zaps the varmints that cause these diseases, then helps your own body repair your teeth and gums most naturally. Liquid dentist not only stops decay causing acid from rotting your teeth, but also smites the germs destroying your teeth and gums. This is the first and only dental remedy that electrocutes acid formers that cause needless suffering–tooth decay, dental abscesses, periodontal diseases, and expensive trips to the dentist…. Reverse your dental decay naturally Wouldn’t it be great if you could conquer tooth decay without drilling? Well now you can and here’s how: When using liquid dentist to reverse tooth decay, avoid sweets that feed decay-producing

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An Explanation of A Vehicle Insurance Deductible

August 18, 2010 in Vehicle Insurances

Copyright (c) 2009 Graham McKenzie

All insurance policies should be understood properly by the payer. Sometimes this can be challenging because of the amount of information contained. Any thing that is not understood, should be explained by the insurance agent, before a payment is made.

While reviewing a possible policy. Pay utmost attention to what will have to paid by the insured besides the premium. This is considered the deductible or excess amount. When this fixed fee seems too high, the applicant is able to design a coverage that suits better.

Insurance Adjuster – an Explanation of Adjuster License Reciprocity

June 1, 2010 in Insurance jobs and educations

Those in the insurance claims adjusting business and those who may be interested in becoming an insurance adjuster will inevitably encounter the concept of reciprocity in their licensing procedures. However, the concept is largely misunderstood or misrepresented and knowing the real ins and outs of state licensing reciprocity can save adjusters significant time, money, and aggravation. So what is reciprocity and what should an insurance adjuster know about it?

Whole Life Insurance – Explanation

May 6, 2010 in Life insurance


An explanation of Whole Life Insurance and Universal Life Insurance

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