High deductible health insurance plans cost women more than men. When an employer changes to a high-deductible plan, it costs on average $1,000 per year more for women than for men because of annual checkup, birth control, and pregnancy related services. Women also generally go to the doctor more regularly than men for preventative care.
What To Do
While this inequity exists, women must make an extra effort to contribute the difference to a Health Savings Account or other savings. Medical expenses have risen dramatically during the last several years, so regardless of the kind of health insurance (or lack of health insurance in some cases), women must work toward having a contingency fund for medical and other emergencies.
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