Many of our clients don’t feel that a Personal Insurance Review is necessary. They don’t want to take time from their busy lives to come to the office and review their coverage. Many of the clients that Pat and I have taken over recently haven’t had a PIR in several years. Here are some items we’ve recently discovered by meeting with our clients.
Chelsey L., Monterey, CA: What is an SR22? Do I need one?
A SR22 is a court ordered document that gets filed with the DMV. Basically, it’s the DMV’s way of tracking whether or not you are keeping continuos insurance coverage. If you file a SR22 and your policy cancels, the DMV is notified right away and you most likely will be fined.
Most of the time you are required to carry a SR22 when you have a DUI or have been caught driving without insurance. Although, there are some rare cases where people are required to have one for reasons unrelated to any traffic violations.
Mark E., Santa Fe, CA: What is the State minimum requirements for car insurance? What does that cover?
The State minimum requirements are $15,000 per person, $30,000 per accident for bodily injury . You also have $5,000 for any property damage. The State minimum is called Liability coverage. What this covers is any damage that YOU cause to another. You would have to pay out of pocket to cover any damage you caused to your own vehicle.
Still have questions? Call us and speak with a live agent today 310-425-8000
Melanie H. Hermosa Beach, CA: I have a comprehensive and collision deductible, do I still need Uninsured Motorist Protection?
The way Uninsured Motorist Protection works is if anyone were to cause damage to your car without insurance you would be covered up to $30,000 (or higher, depending on your limits) for bodily injury and your deductible would get waved. As in, you wouldn’t have to pay it!
If you don’t have Uninsured Motorist Protection and someone hits you without insurance, you would pay your deductible and your company would cover the rest (up to your limits). If you don’t have a comprehensive or collision deductible, then you would have to pay out of pocket (yikes!) for the damage.
It is crucial to find a Fort Lauderdale medical health insurance agent or agency that you could trust. After just about all, this person or agency accounts for helping you to locate a health plan which will protect your family from both health insurance and financial catastrophe. But how will one go about finding the right Fort Lauderdale health insurance professional or agency anyhow?
Insurance Appointment Setting- The first thing to look for when choosing a call center to set appointments for insurance agent leads is experience. You will want to find a call center that has extensive experience in outbound lead generation. Outbound and inbound telemarketing are two different animals, with outbound obviously being the most difficult. Insurance appointment setting is an outbound process and also a type of lead generation. It takes a special call center with the infrastructure necessary to accommodate hundreds of thousands of calls each month. This infrastructure includes the call center equipped with predictive dialers, a database management team and a hefty human resources department to keep a flow of qualified telemarketers coming in and train them.
I’m seeking to offer a simpler way of shopping for auto insurance by providing the cheapest auto insurance quotes from top 15 insurance companies to consumers via my website.
The completion of the application will take less than five minutes. We will match the consumers application to all affiliated insurance companies. Then our system will show the lowest rates out of those fifteen for you. After you compare car insurance rates you will be given the option to purchase a low cost policy online.