Aflac Insurance Sales Representative?
4:24 pm in Insurance sales by The Broker
i have an interview with aflac for a insurance Sales Representative and was wondering if it is a good job i would prefer if someone that worked at aflac to answer but any advice would be good thank you
Mr. Prefect said on February 10, 2012
When you go to your interview, as long as your appearance is professional, and you are breathing, you will be “hired”. Of course you are not officially hired, as you are on your own, no salary, only commission. You will go through different speeches from various professionals telling you and the other 25 people in your class how easy it is. The concept of Aflac does make sense and is a good thing, but as you get on your own making cold calls, you will feel differently, as you will be told how nearly every business gets calls from Aflac constantly. The secretaries are committed to not allowing you to their bosses, as these calls are daily or weekly. You will be one of countless others all calling the same businesses.
If and only if you possess the following personal concepts need you go any further:
1) never take no for an answer
2) know many people from school, neighbors, family, church groups, associations, etc. all of which need this insurance, and all of which will recommend you to other needy businesses
3) expect to work for nothing the 1st year or so
4) realize maybe, maybe one out of a 100 will still be there in the following weeks and months
Insurance is not for everyone. It takes years to establish yourself, and you must get others to work for you, and they in turn must hire others to work for them, which also work for you, and the pyramid goes on endlessly. Without this pyramid, you won’t make it.
Good luck watching the films at your interview showing how the bosses vacation for weeks on end, and Aflac pays for it all, with the huge bonuses. You will also hear how Aflac has “never” raised monthly payments ever, which is true, but what you are not told is your potential customers get what they pay for, meaning yesterdays policy payment pays for yesterdays problems. Todays policies are much more expensive, and pay for todays problems.
Keep in mind not even one out of 100 makes it to this tier.
Lilly said on February 10, 2012
Mr Prefect is right. You need to be very persistent. Personally I would not do the telephone solicitation thing. For commercial sales, and you will be selling to businesses primarily, it is important to network, get out there and meet people, join business clubs, things like that. Also I think if you befriend an agent that does not sell Aflac because they can’t, like say, an Allstate agent you could swap leads. Invariably you will be asked about other lines of business that you will not have a product to sell.
It doesn’t hurt to go on the interview, and if they are offering paid training for your life and health license I would do it.
DffrncMkr said on February 10, 2012
I am an insurance person as a part of a larger business. Aflac is lots of cold calling, working the networks, being fearless in the face of rejection. It’s not easy. It pays reasonably well, as long as you do what you’re supposed to. Partner with an experienced agent for a while, offer to help them do enrollments.
You might want to round out your insurance portfolio and get property & casualty licensed as well — more doors might open. Remember that auto insurance is mandatory, no other insurance is (even though it should be).
Insurance Pickle.com said on February 10, 2012
As long as your resume isn’t in crayon you’ll be hired. It’s 100% commission. It’s a great company and a good entry into the insurance business, but it’s not easy.