What is a High Deductible Health Insurance Policy?

9:25 am in Insurance Agent by The Broker


http//www.MurrayGRP.com/ – #48 – A high deductible health insurance policy places the a level of up front cost directly on the policy holder but in exchange has significantly reduced rates versus comparable HMO or EPO health plans. With a high deductible health plan the insured is responsible for 100% of the up front cost up to a certain dollar amount. Common deductible amounts are $1200 or $1500 for single. This means that the insured is responsible for all cost up to the first $1200 dollars and then the insurance company starts to contribute based on the policy details. It is important to always consult a professional insurance agent about your specific insurance needs. Our team of insurance professionals at The Murray Group would be happy to answer any questions you have regarding your health insurance policy. Click the link above to visit our website and learn more. ACTION: If this video provided you with any level of value Please Click the “Like” button above. www.MurrayGRP.com

Interesting Stuff:

California Life and Health Insurance Agent License Exams Review Questions & Answers 2014: Self-Practice Exercises focusing on the basic principles of life/health insurance and CA specific rulesCalifornia Life and Health Insurance Agent License Exams Review Questions & Answers 2014: Self-Practice Exercises focusing on the basic principles of life/health insurance and CA specific rulesWe create these self-practice test questions module (with 250+ questions) referencing both the principles/concepts as well as some state specific info... Read More >
So You Want to Be an Insurance Agent 2nd EditionSo You Want to Be an Insurance Agent 2nd EditionThere is more to selling insurance than writing policies. When done right, you can build a successful business that affords you a lifestyle that most... Read More >
Quick Reference on Prospecting, Presentation, Sales Closing, Practice and Techniques: For Life Insurance Agent, Business Managers.Quick Reference on Prospecting, Presentation, Sales Closing, Practice and Techniques: For Life Insurance Agent, Business Managers.Selling Life Insurance is a challenging job, where every agent spend most of his/her time on finding ways/channels of promotion to get prospect sales ... Read More >